In some situations, a person may lose their license. In other cases, to maintain their license, they must obtain very specific coverage and provide documentation to the Department of Motor Vehicles that they have the proper coverage in place. This is when you may need SR-22 insurance services in Chicago. Because the state requires drivers to maintain proper insurance coverage to protect other drivers, it is essential that you do not violate this rule.
What Is Mandatory Coverage?
In Illinois, it is a requirement that drivers maintain at least $25,000 worth of injury or death coverage per person and $50,000 per accident. It is also a requirement to maintain $20,000 of property coverage. This type of insurance does not protect your vehicle. Rather, it protects other people on the road with you when you cause damage to their vehicle. This is a type of liability insurance mandated by the state.
If you have been charged with a DUI or have otherwise lost your license or have a suspension, the DMV may allow you to get your license back with an SR-22. This is not a specific type of insurance. Rather, it is a document that is sent from your insurance company to the DMV that states that you have coverage in place. If you lose your coverage for any reason, the insurer is required, by law, to let the DMV know about it. This is when you need SR-22 insurance services in Chicago.
When you need SR-22 insurance services in Chicago, it is very important to work with a company that can help you to obtain the coverage you need and to ensure it meets all of the state’s requirements. You also need to know that the insurer is going to keep your costs in line with your goals.
