As a licensed driver in Chicago, you have most likely heard about an SR-22. If you are involved in an accident and you do not have the proper insurance policy in place, you face losing your license. If you need to get back on the road quickly, you should contact an SR-22 insurance company in Chicago, IL to get the appropriate forms.
What Is an SR-22 and Where Do You Get One?
While you will need to get the form from an SR-22 insurance company in Chicago, IL, like from one of the expert agents here at Great Northern Insurance Agency, it is not a type of insurance. Instead, it is a form that you file with the state. This certificate of financial responsibility verifies that you are carrying at least the minimum amount of auto insurance required by the state. It is a guarantee from the insurance company that you are financially responsible for any accidents and maintaining coverage.
The only way to get this certificate is from an SR-22 insurance company in Chicago, IL, once you purchase your car insurance policy. There is not any other way to obtain an SR-22.
If you have a car insurance policy already, you may be able to add the SR-22 onto that policy and file it with the state. If the insurance company where you purchased your auto insurance policy will not file the form for you or you do not already have car insurance, you will need to shop for a new insurance policy.
Unfortunately, not all insurance companies will file the SR-22 certificate for you. In addition, many companies do not offer insurance coverage to drivers that have a major infraction on their driving record. You will need to compare quotes for auto insurance and select an SR-22 insurance company in Chicago, IL.