Have you been ordered by the court to carry SR-22 insurance, along with your standard insurance policy? If so, this can be an intimidating process, leaving you with more questions than answers. The following will help you learn about SR-22 insurance plans in Chicago so you can get the policy you need without overpaying.
What Is an SR-22?
First and foremost, you need to understand what SR-22 insurance plans in Chicago really are. Unlike what some people may think, SR-22 isn’t an insurance policy in itself. You will still need to purchase a more traditional insurance policy, which can be costly, depending on the reason for your SR-22 order. Instead, it is simply a certification from your insurance company stating you have the required amount of insurance based on state laws.
How Much Does It Cost?
One of the biggest concerns individuals have is how much an SR-22 will cost. Because these are typically required of drivers who have major traffic violations, such as a DUI, the cost is often thought to be quite high. However, it’s not the SR-22 itself that costs a lot. The rate is based on many things including your driving record and the reason you need an SR-22.
How Long Do I Need One?
Another common question individuals have about their SR-22 insurance plans in Chicago is how long they will need to carry this additional certification. This depends greatly on the violation that triggered the order for an SR-22, as well as the state. Your court order should let you know how long you are required to have it.
If you’re ready to start browsing SR-22 insurance plans in Chicago, contact us. We can put together a quote to help you find the most affordable insurance options.
